The Basics Of Social Security Disability Insurance

by | Aug 7, 2012 | Law

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One of the most important programs that the government offers is social security. The social security program has been around since the time that Franklin D. Roosevelt was president, and has since expanded to include special inclusions for many different situations. Something that you may qualify for that you are unaware of is social security disability insurance in Boston.

The first thing that you need to know when you are applying for social security disability insurance in Boston is what it is. This program is also known as SSDI and is funded by payroll taxes. It is designed to provide income in situations where people are physically unable to retain employment because of some kind of a disability (the disability must typically be physical in nature). If a person does have a qualifying disability, he or she can receive this aid on either a permanent or temporary basis, correlating with the permanence of the disability. Unlike other programs, like supplemental security income, disability insurance does not depend on the income level of the person receiving it.

There are several qualifying factors that have been set up by the government for people to become eligible for social security disability insurance in Boston including: having either a physical or mental problem that would prevent the person from doing a “substantial gainful activity,” that the condition is either likely to last at least one year or to result in death, that the person is under 65 years old, and that the person who is trying to qualify has accumulated at least 20 credits for social security over the last 10 years leading up to the disability. If a person is under the age of 22 and becomes disabled, they are eligible to qualify under the work credits that their parents have accumulated at no loss of benefits to the parents. This is important for young people who have not have the time to accumulate these credits themselves.

Qualifying for payments under social security disability insurance in Boston can be a confusing process, so if you need help, you should seek it out. One of the best things that you can do is contact a lawyer that knows the social security disability insurance in Boston laws and is familiar with the different paperwork and forms that are required for you to submit to the government.

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