Social security disability insurance (SSDI) is something that all working people pay into with every pay period and as a part of their taxes. The system was set up so that if you are unable to work there is a safety net for you, made up of the contributions that you put in. Most people will not need to use their social security disability insurance, so even the small contributions that we all make add up to enough to help out when people are in the impossible situation of being so injured or ill that they cannot work.
When it Happens to You
You’re never expecting to be injured in a way that makes you disabled. Serious illnesses like fibromyalgia and mental illnesses like depression can cause serious problems in your life before you even get a diagnosis. Physical problems are often more obvious than psychological problems, but either way you can go undiagnosed for years before you discover just what it is that has been making your life miserable.
If you have recently been diagnosed with a disabling disease or condition, you’re probably not sure where to start. But if you’re already looking into SSDI, then you’re ahead of the game. SSDI was designed to support people who can no longer support themselves due to no fault of their own.
Requirements for a Successful Claim
Unfortunately, applying for benefits is not as easy as you might hope. It will take time, detailed information, and a lot of paperwork before you can start to collect SSDI payments. And there are some hard and fast rules about who can claim SSDI benefits. SSDI attorneys here in Newburgh, NY are helping people to file their SSDI claims all the time, and using an SSDI attorney will help you to avoid the mistakes that many people make.
To claim SSDI, you must have a disability that falls within the guidelines of the SSDI framework. The medical condition must be expected to last for at least one year or it will eventually cause death. You must also have paid into the SSDI system and have built up work credits. For people aged 31 and older, you must have worked for 5 of the previous 10 years to qualify for benefits. If you are younger, fewer years may be enough to help you qualify.
Once your claim has been filed, you’ll need to wait for a determination. There is a five step process that helps to determine whether or not you are eligible. An SSDI lawyer can help you to ensure that you’ve done all you can to get a positive result.
For help with all kinds of social security disability insurance claims, consider contacting the experienced SSDI lawyers at McGillicuddy Law Office here in Newburgh, NY.