Many believe that everyone who applies for Social Security Disability is denied the first time. That’s not quite true, but 65% of those who apply are denied on their first application. It’s not possible to prevent every denial, but understanding the reasons that Social Security uses for denials might make it easier to get an approval. Since disability benefits often are accompanied by health care benefits, getting an approval as soon as possible can be critically important.
Are You on Good Terms with Your Doctors?
Medical reasons provide the most common reason for a denial when applying for Social Security Disability. The criteria that Social Security uses is that the medical impairment must last at least 12 months or result in death. Blindness provides the only exception to the rule. If a person’s medical issue is not on the list of qualifying medical ailments, that will be a tremendous hurdle to cross.
Doctors are extremely busy people with little time for complicated paperwork. Social Security requires written medical opinions from all doctors involved in a person’s care; not all doctors are aware of just what information Social Security is looking for. If this paperwork is not done correctly, Social Security examiners may well decide that the medical condition is not severe enough to warrant disability payments.