Do You Need a Foreclosure Attorney in Valdosta?

by | Jun 8, 2021 | Lawyers

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Did you know it is possible to avoid foreclosure through a Foreclosure Attorney in Valdosta? These attorneys can assist you by giving you information on filing for bankruptcy. Though bankruptcy is not for everyone, it can stall the process of foreclosure and give you plenty of time to catch up on your payments. Through this information, you can learn how bankruptcy can benefit your needs.

When foreclosure is being threatened, you need to contact a Foreclosure Attorney in Valdosta right away. Your attorney will need to see information on any debts you owe, no matter how small or large. It is also important you provide information on your income and property you own.

To file your bankruptcy, the attorney will list all of the debts you owe, including your mortgage. Any debts listed in your bankruptcy will prevent the creditor from pursuing your for your debt. They cannot contact you in any way. This also means your mortgage holder cannot pursue a foreclosure.

During your bankruptcy period, you will pay a monthly payment to the court so your bills can be paid down. You will also be responsible for paying your mortgage payments and making sure any past due payments are taken care of.

At the end of your bankruptcy period, you will need to be current on all of your mortgage payments. This gives you between two and five years to settle your debt and prevent further action from taking place.

If you file for chapter 13 bankruptcy, it is crucial you list all debts. Should you omit any debt, this means you can still be pursued by the creditor. They may be able to garnish your wages and pursue you through your bank accounts and assets.

If you are facing foreclosure on your home, get the legal help you need so you can avoid it. Contact the Charles Farrell Jr. LLC and allow them to assist you in protecting your home. They will work with you every step of the way so you can avoid foreclosure and clear yourself of any debts you owe.

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